This article provides a comprehensive guide for beginners looking to invest their money and achieve successful financial planning. It covers important steps such as setting clear financial goals, educating oneself about different investment options, creating a diversified portfolio, keeping an eye on fees and taxes, rebalancing the portfolio regularly, and staying disciplined. By following these tips, beginners can increase their chances of achieving their financial goals through investing.

Insurance company bankruptcy can be a stressful situation for policyholders, causing concern about the validity of their policies and the payment of claims. This article discusses what happens to active and inactive policies in the event of an insurance company's bankruptcy and what steps policyholders can take to protect themselves from future risks.